Fintech journalist Caspar Schlenk provides an analysis of the current financial technology landscape
In a recent episode of the Payment & Banking Fintech podcast, Caspar Schlenk and André M. Bajorat delved into the evolving landscape of the fintech industry. The discussion focused on the rapid growth of fintechs, the shifting role they play in reshaping traditional banking, and the increasing importance of digital transformation in finance.
Caspar Schlenk, a long-standing observer and shaper of the German Fintech scene, and André M. Bajorat, an experienced leader in digital finance, shared insights on how fintechs have evolved from simple consumer apps to regulated Banking as a Service providers. They highlighted trends such as embedded capital, digital asset management, and the necessity for fintechs to balance growth with regulatory compliance.
The conversation underscored the importance of innovation, regulatory adaptation, and collaboration between fintechs and established financial institutions for the future of the sector. The podcast painted a picture of fintechs as key drivers of transformation in payment and banking, with a future shaped by greater innovation, regulatory evolution, and deeper integration into the financial ecosystem.
Bajorat, who has been in the German digital economy for nearly 30 years, is also an investor in several fintech companies, including figo, Finleap, Loanlink, Sparkdata, Weddyplace, nufin, portify, moss, compa, brygge, embeddedcapital, PlanetA, and Naro. He is the founder and publisher of the successful industry portal [our website URL], and the author of the book "Heads of the Digital Financial World".
Caspar Schlenk, who has been a business angel for figo since 2012 and was the CEO from 2014 to September 2019, provided insights into the developments of the fintech industry over the past years, including the impact of the pandemic, regulatory upheavals, and the media's handling of the industry.
The podcast also touched on the role of critical reporting and the importance of journalistic independence, as well as the growing importance of newsletters in the Fintech industry. Bajorat is a co-initiator and organizer of the "Fintech of the Year" election and the event series Bankathon, Payment Exchange, Banking Exchange, and Transactions.io.
In addition to Bajorat and Schlenk, the podcast features exciting guests from the fintech world. Bajorat is currently part of the Deutsche Bank group and since mid-2022, he is a Managing Director at a German asset manager.
The podcast, part of the OMR's Finance Forward conference, offers a comprehensive and insightful look into the current state and future direction of the fintech industry. With its focus on innovation, regulatory issues, and the role of fintechs in reshaping traditional banking, it is a must-listen for anyone interested in the world of fintech.
- The podcast, which is part of the OMR's Finance Forward conference, discusses the growing role of fintechs in the payment and banking sector, touching upon their evolution from simple consumer apps to regulated Banking as a Service providers, while acknowledging the need for fintechs to balance growth with regulatory compliance.
- In the podcast, Caspar Schlenk, an experienced figure in the German Fintech scene and a former CEO of figo, shares insights on the impact of the pandemic, regulatory upheavals, and the media's handling of the industry over the past years, emphasizing the importance of innovation and regulatory adaptation for the future of the fintech industry.
