Bajaj Finance Introduces 'Loan Festivity' Offering Exclusive Incentives for Business Loans
Bajaj Finance Loan Utsav Offers Business Loans of Up to Rs. 80 Lakh
Bajaj Finance Ltd., a subsidiary of Bajaj Finserv Ltd., has announced a time-limited business loan offer called Loan Utsav. This offer provides unsecured loans of up to Rs. 80 lakh with the chance to earn cashback and brand vouchers for eligible applicants.
The offer, available from June 20, 2025, to July 31, 2025, caters to businesses, including startups and expanding businesses, as well as business loan for women. The key rewards under this offer include a cashback of up to Rs. 3,000 and additional brand vouchers, exclusively available for loans disbursed through the Bajaj Finserv App.
To be eligible for these exclusive benefits, applicants must meet the following criteria:
- Be among the first 200 business loan disbursals each month (June and July 2025).
- Apply and get the loan disbursed exclusively through the Bajaj Finserv App.
- Ensure the loan is not cancelled after disbursal.
- Each customer is allowed only one participation in the offer.
The loan amounts range from Rs. 2 lakh to Rs. 80 lakh, and no collateral is required, making it easier for business owners to obtain funding. The process is fully digital and flexible, accessible anytime and anywhere via the app.
The repayment tenure for the Bajaj Finserv Business Loan is flexible, with options ranging from 12 to 96 months. To unlock the rewards, applicants must apply and get their loan disbursed via the Bajaj Finserv App and set up their Bajaj Pay Wallet within 90 days.
Bajaj Finance Ltd. has a diversified lending portfolio across retail, SMEs, and commercial customers with significant presence in both urban and rural India. The company is a subsidiary of Bajaj Finserv Ltd., a deposit-taking Non-Banking Financial Company (NBFC-D) registered with the Reserve Bank of India (RBI).
In summary, the Bajaj Finance Loan Utsav is a time-limited business loan offer granting unsecured loans up to Rs. 80 lakh with a chance to earn cashback and brand vouchers if eligibility conditions and app-based application and disbursal requirements are met within the first 200 loan recipients each month. Early application increases chances of receiving benefits, as the rewards are limited to the first 200 successful loan disbursals each month.
- The Bajaj Finance Loan Utsav specifically targets businesses, including startups and expanding businesses, as well as women-led enterprises, offering unsecured loans up to Rs. 80 lakh.
- To avail exclusive rewards like cashback of up to Rs. 3,000 and brand vouchers, applicants must meet certain criteria, such as applying through the Bajaj Finserv App and setting up their Bajaj Pay Wallet within 90 days of loan disbursal.
- The offer integrates technology by providing a fully digital and flexible loan application and disbursal process through the Bajaj Finserv App, catering to the need for personal-finance and business solutions in the technology-driven market.